Real estate appraisal services for homeowners in the city of Lafayette and Tippecanoe CountyCheck out the top 7 reasons why Indiana homeowners call on Twin City Appraisal Service:
At Twin City Appraisal Service, we understand the unique needs of a consumer in need of appraisal services. Our regular business clients are used to the appraisal process and the standard reporting formats. As our client, we'll be sure you get extra guidance and explanations through the appraisal process to more fully understand what we do and how we report our findings. For Sale by Owner/Pre-Listing ServicesIt's very hard to be objective about your own house because you most likely have an emotional attachment to it. Professional appraisers, like the ones at Twin City Appraisal Service, will be objective. We will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your house will attract many interested buyers, a professional appraisal is very crucial as a negotiating tool once you have an interested buyer. The appraisal is something tangible to show the buyer. An appraisal is an independent third party's opinion of your home's value -- not just how much you think your house is worth. Interested buyers know you have an emotional attachment to your house and will be more likely to give credibility to an expert appraiser's value conclusion than yours.Challenging a property tax assessmentIf you live in an area that is declining or is not appreciating as much as other properties close to yours, your local tax assessor may have your home overvalued. This only means you are paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the faster you take care of things like this, the better. An expert appraisal from Twin City Appraisal Service is your chief weapon when contesting your property tax assessment.Appraisals to remove PMIA preferred money saver for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan amount is down below 80% of the value of your home. In most cases you can apply to your lender to have the PMI removed from your loan. We're experts in helping people just like you rid yourselves of unneeded and unwanted PMI insurance.Recently got a freeze to your HELOC?If your property is near a declining area, your lender might just choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be harmful to your credit score since it may appear as though that credit line is maxed out, and also troublesome from a cash flow point of view. A professional appraisal from Twin City Appraisal Service can help you reinstate your HELOC.Do You Need Field and Desktop Appraisal Review Services?Have you just been given a copy of your appraisal and you would like to have a veteran appraiser double-check it for efficiency or do you desire a second opinion without the cost and delay of waiting for a whole new appraisal? We can go out and check the subject and comps in a field review. Or, if you need it ASAP, we can provide desk review and verify as many facts as we can, using online data sources as well as our own files.We can also provide a retrospective review of any appraisal report you may have had in the past. While typically requested by banks, you may desire to utilize this service if you suspect mortgage fraud related to your property. |
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